NYC Language Preference

New York City regulations require us to record the language preference of New York City consumers. Please click here to access your Starmark Financial, LLC account and choose your language preference from the drop-down menu.

You also can call the toll-free number listed on any correspondence you have received from us or call our main line at 1-888-712-5252 to provide us with your preferred language.

Please note that Starmark Financial does not provide translation of any communication created or made in English into another language. In some instances, Starmark Financial does provide agents who can speak in Spanish and in some instances makes limited written communications in Spanish.

A translation and description of commonly-used debt collection terms is available in multiple languages on the Department’s website, www.nyc.gov/dca.

How to Contact Us

Should you have other questions or concerns about these terms of use, please visit our Contact Us Page for more information.

Required State Disclosures

We are required under state law to notify consumers of the following disclosures. Please be advised, the information below does not contain a complete list of rights consumers have under law.

California:
The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collections Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov.
As required by law, you are hereby notified that a negative credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligations.

Colorado:
A consumer has the right to request in writing that a debt collector or collection agency cease further communication with the consumer. A written request to cease communication will not prohibit the debt collector or collection agency from taking any other action authorized by law to collect the debt. FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE WWW.COAG.GOV/CAR.
You may pay in person at 8690 Wolff Court, Suite 110, Westminster, CO 80031. You can reach our in-state office at 1-303-920-4763.

Massachusetts:
NOTICE OF IMPORTANT RIGHTS: YOU HAVE THE RIGHT TO MAKE A WRITTEN OR ORAL REQUEST THAT TELEPHONE CALLS REGARDING YOUR DEBT NOT BE MADE TO YOU AT YOUR PLACE OF EMPLOYMENT. ANY SUCH ORAL REQUEST WILL BE VALID FOR ONLY TEN DAYS UNLESS YOU PROVIDE WRITTEN CONFIRMATION OF THE REQUEST POSTMARKED OR DELIVERED WITHIN SEVEN DAYS OF SUCH REQUEST. YOU MAY
TERMINATE THIS REQUEST BY WRITING TO THE DEBT COLLECTOR.

Minnesota:
This collection agency is licensed by the Minnesota Department of Commerce.

New York City:
FOR NEW YORK CITY RESIDENTS ONLY (pursuant to the requirements of the NYC Department of Consumer Affairs):
Starmark Financial, LLC is licensed by the New York City Department of Consumer Affairs for:
800 Fairway Dr.

Suite 190

Deerfield Beach, FL 33441

NYC License # 2099758-DCA

NYC Language Preference:
New York City regulations require us to record the language preference of New York City consumers. Please click here to access your Starmark Financial, LLC account and choose your language preference from the drop-down menu. You also can call the toll-free number listed on any correspondence you have received from us or call our main line at 1-888-712-5252 to provide us with your preferred language.
Please note that Starmark Financial does not provide translation of any communication created or made in English into another language. In some instances, Starmark Financial does provide agents who can speak in Spanish and in some instances makes limited written communications in Spanish.
A translation and description of commonly-used debt collection terms is available in multiple languages on the Department’s website, www.nyc.gov/dca.

Nevada:
For debts owed to a hospital only:
If you owe a debt to a hospital (as defined by NRS 449.012), please be aware that if you pay or agree to pay the debt or any portion of the debt, the payment or agreement to pay may be construed as: (1) an acknowledgment of the debt by you; and (2) a waiver by the consumer of any applicable statute of limitations set forth in NRS 11.190 that otherwise precludes the collection of the debt. If you do not understand or have questions concerning your legal rights or obligations relating to the debt, you should seek legal advice.

North Dakota:
To verify the NMLS license number(s) for Starmark Financial, LLC in North Dakota, please visit: NMLS Consumer Access Entity Details-Starmark Financial

South Carolina:
State Board of Financial Institutions Supervised Lenders – License No. SL-2147720

Consumer Loans Pamphlet from the South Carolina Board of Financial Institutions, Consumer Finance Division: Click here to view a copy (opens in a new window)

Tennessee:
This collection agency is licensed by the Tennessee Collection Service Board, State Department of Commerce and Insurance.

Utah:
As required by Utah law, you are hereby notified that a negative credit report reflecting on your credit report may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligations.

Washington:
800 Fairway Dr. Suite 190 Deerfield Beach, FL 33441 Office: Washington Collection Agency License No. 603734662 / NMLS ID 2147720